An above average black is a black person who over time has consistently done above average things
Doing the opposite of everyone else is this concept that a large majority of the time everyone else is mistaken. When a herd all at the same time wants to go in one direction, the one that wants to go in a different direction could be most correct.
The method that I used to make it so that the salary gap doesn’t matter is to focus on Networth growth not employee salary growth. Again, Over time, I’ve focused on Networth growth not employee salary growth or even job promotion.
While the investment advice of consistently investing in an index fund such as the S&P is sound advice, it also has one major flaw. The major flaw in the advice to invest in an index funds is that an individual that invests in an index fund has to concede that they are not able to beat the S&P over long periods of time.